Sell a House That Needs a New Roof in Pompano Beach, FL

Every roof in Pompano Beach has a year attached to it, and a buyer's insurer asks for that year first. On a house from the city's median build year of 1974, the roof on now is the second or third, and if it went on before 2011 it has crossed the line Florida law draws at 15 years. The signs are ordinary: shingles shedding granules, barrel tile slipping over brittle underlayment, a flat section over the Florida room that holds water after every afternoon storm. No hurricane did this. Sun, salt air and time did, in Cresthaven, Kendall Green and Garden Isles, and a lender's insurer will not write the result without a replacement.

Pompano Beach Cash Buyers buys houses with roofs at the end of their life throughout Pompano Beach and North Broward, as-is. You do not replace the roof, order an inspection or get a roofer's letter. The new roof is priced into a written offer delivered within 24 hours of the visit and installed after closing under a City of Pompano Beach permit. This page explains what the roof-age statute says, how the four-point and wind mitigation inspections treat an old roof, what replacing it first costs you, and how the sale runs.

Under Fla. Stat. 627.7011 an insurer may not refuse to write or renew a homeowners policy solely because a roof is under 15 years old. For roofs 15 years or older it may require an inspection, and a roof with at least 5 years of useful life left cannot be refused on age alone. The inspection is the carrier's, the inspector is one the carrier accepts, and the figure for remaining life is that inspector's opinion. A shingle roof from 2006 that reads three years of life on that form is outside the protection, and the statute is silent on the premium. For a buyer who needs a mortgage, the policy is a condition of the loan, so the inspector's number decides whether the sale can close.

Before writing a policy on an older house, a carrier asks for a four-point inspection, a short report on the roof, the electrical system, the plumbing and the air conditioning. The roof page records the covering, its age, its condition and the inspector's estimate of useful life, with photographs. A tidy house in Leisureville with a 1990s tile roof and no leaks can still come back with a remaining-life figure that ends the application. The buyer's agent then asks you for a new roof or a credit before closing. A cash sale has no four-point in it. We do not ask for the report, and we insure the property ourselves after closing.

A wind mitigation inspection records the features that help a roof survive hurricane wind: the roof shape, how the deck is nailed, how the roof is tied to the walls, any secondary water barrier, and what protects the windows and doors. Insurers price discounts on those features. An original 1974 roof deck earns few of them. A re-roof done to current code earns most of them, because the nailing pattern, the tie-downs and the underlayment are part of the job. That is why the replacement sits in our budget rather than yours: the credits, and the lower premium they produce against a Citizens Broward average of $2,916 for 2026, belong to the owner who does the work.

The Pompano Beach numbers for September 2026 explain it: a median of 91 days on market, 7.2 months of supply and about 1,012 homes for sale, with houses closing at 95.5% of list. A seller who replaces the roof pays today's price for it, waits for the permit and the crew, and then still carries the house for roughly two to three months while buyers compare it with renovated listings. Those buyers treat a new roof as the expected condition, not a premium, and their inspector moves on to the panel, the drains and the air handler of a 1974 house. Nothing in that sequence returns the cost of the roof to you. A buyer who will replace the roof anyway prices it once.

We price a full tear-off and replacement with the covering that suits the house: architectural shingle, tile over new underlayment, metal, or a membrane on the flat and low-slope sections over Florida rooms and additions. Decking is replaced where it has gone soft, trusses repaired where water reached them, and the hurricane tie-downs and other upgrades Florida's code requires with a re-roof are in the number. So are the stained ceilings, wet insulation and drywall under any slow leak. We walk the roof and the attic once and put the offer in writing within 24 hours of the visit. There is no inspection contingency, so a roofer's later estimate is our cost, not a reason to come back to you.

Send the address, the roof's approximate age and material, and whether you have a non-renewal letter or an inspection report. We visit within a day or two and deliver a written offer within 24 hours of the visit. If you accept, a Broward County title company searches the official records, orders any payoff and closes in about a week once the search is clean, or on a later date you choose. We pay the customary closing costs and there is no commission; your net is the price minus any mortgage and liens. If the roof is the only thing wrong with an otherwise updated house and you have time, replacing it and listing may net more, and Pompano Beach Cash Buyers will say so at the visit.

We buy houses in Pompano Beach for any reason, any condition, or any challenge

Every link below is a page written for that situation in Pompano Beach and Broward County.